R S Palastro Financial Planning Services, Inc.

Helping People Make Smart Financial Decisions

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Our goal is to take the mystery out of financial planning, whether it be managing your assets, preserving your wealth, preparing for retirement or the adequacy and cost effectiveness of your insurance program.

We are dedicated to establishing long-range professional relationships by helping you acquire the information and strategies you need to pursue your financial objectives.

We want to understand your goals and concerns so that we can help improve your overall financial health. We do not attempt to fit you into a prescribed mold, but customize your plan after thorough research. We have the integrity, commitment, and expertise to provide the personal service that you deserve.  We also act as a coordinator with the other members of your financial team including your accountant and attorney.

 

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Calculators

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Newsletters

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

HOT TOPIC: Why Global Investors Are Worried About European Debt

European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?

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Market Watch

February 12, 2012 @ 12:30 PM

Dow Jones Industrials 12,801.23- 89.23
Nasdaq Composite 2,903.88- 23.35
Nasdaq 100 2,547.32- 16.61
S&P 500 1,342.64- 9.31
S&P Mid-Cap 400 964.49- 10.72
Wilshire 5000 14,119.98- 108.07

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