R S Palastro Financial Planning Services, Inc.

Helping People Make Smart Financial Decisions

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Our goal is to take the mystery out of financial planning, whether it be managing your assets, preserving your wealth, preparing for retirement or the adequacy and cost effectiveness of your insurance program.

We are dedicated to establishing long-range professional relationships by helping you acquire the information and strategies you need to pursue your financial objectives.

We want to understand your goals and concerns so that we can help improve your overall financial health. We do not attempt to fit you into a prescribed mold, but customize your plan after thorough research. We have the integrity, commitment, and expertise to provide the personal service that you deserve.  We also act as a coordinator with the other members of your financial team including your accountant and attorney.

 

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Calculators

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Newsletters

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Getting to Know Your Beneficiaries

Estate conservation issues may be uncomfortable to face, but there's probably no other aspect that is as simple or inexpensive as designating beneficiaries for employer-sponsored retirement plans, IRAs, and life insurance policies.

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

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Market Watch

January 27, 2012 @ 10:29 PM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
Nasdaq 100 2,461.77+ 7.14
S&P 500 1,316.33- 2.10
S&P Mid-Cap 400 942.11+ 4.59
Wilshire 5000 13,819.49+ 3.22

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